Upload documentsReceipts, invoices, statements
Your reportsDownload this month's report
Message NourYour accountant, on WhatsApp
L
—
Your dedicated accountant. We reply same day on WhatsApp, ask anything about your numbers.
Online today · replies same day
Total net profit to date
AED —
Your net profit added up since month one. It equals the sum of all your monthly reports, if a month looks off, some data is still missing and we'll complete it.
Auto-calculated, matches your reports
Performance
Profit margin
target 40%—
of every dirham is profit
Break-evenHealthy ≥ 40%
3-month trend
revenue & net profitWhere your money goes
Daily sales
best day in goldAllocation
Advisor's tips
Bank / investor one-pagerA clean one-page summary you can hand to a bank or investor
Open →
Saved reports
Your documents
Drop documents here, or tap to upload
Invoices, receipts, bank statements, supplier agreements. Anything related to your business.
Prefer WhatsApp? You can also send documents to your accountant and we'll file them for you.
Your compliance, watched for you
VAT threshold
we watch it every month, so you register on time, never late
0%
to the registration threshold
AED —
of AED 375,000 mandatory
of AED 375,000 mandatory
—
Corporate tax
records & readiness
AED —
estimated tax owed, year to date
—
E-invoicing
UAE rollout
— days
until the pilot window. We're preparing your books so the switch is effortless.
Your accountant
N
Nour · Lume Financial
We reply same day on WhatsApp. Ask anything about your numbers.
Got an issue or a suggestion? Feel free to reach out, anytime.
Email us
hello@lumefinancial.ae
How to use your portal
1
Dashboard
Your numbers at a glance.
2
Reports
Download your monthly report and invoices.
3
Documents
Upload your licence and official papers.
4
Messages
Reach your accountant.
Finance terms, simply
Revenue
Your total sales before any costs.
Expenses
Everything you pay to run the business.
Net profit
What's left after all expenses.
Profit margin
How much you keep from every 100 AED.
Cost of goods
The direct cost of what you sold.
Cash flow
The actual cash moving in and out.
Break-even
The sales that exactly cover your costs.
VAT
5% on sales, mandatory above 375,000 AED/year.
Corporate tax
9% on profits above 375,000 AED/year.
Commission
The cut a platform or venue takes.
Lume.
Simple · Organized · Reliable